The Kitch firm’s Michigan-based attorneys have an excellent understanding of the Michigan No-Fault Automobile Insurance Act and keep abreast of the interpretive case law, including the twists and turns of Michigan’s ever-changing definition of the “serious impairment” threshold.

They assist insurers and other businesses work through complex first-party issues such as:

Priority of coverage
Non-resident and out-of-state accidents
Coordination of benefits
Distinguishing a “motor vehicle” from “personal property”
Business use of “other owned” vehicles
Rental and leased vehicles
Allowable expenses
“Arising out of” language
Mini-tort
Cargo damage
Subrogation.

They also assist with traditional third-party liability issues such as:

Commercial motor vehicles, including big rig accidents
Accident reconstruction
Construction zones
Excess loss issues
Owners’ liability
Uninsured and underinsured motorist claims.

The firm’s Upper Peninsula office has a particular understanding of and experience with the law regarding accidents involving Canadian-owned, -operated, or -insured vehicles and occupants.

The firm’s Toledo office helps clients in complicated cases involving residents and accidents which bridge the Michigan-Ohio state line.

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